Do not panic about interrupted social-insurance contributions: pension years accumulate; health coverage follows its own rules

English is a site editorial draft, not independently verified or professionally approved.

Cost: No additional cost for this step. Residents can pay resident pension and health-insurance contributions themselves each year. If employee contributions stop, do not pay someone to register a fictitious employment affiliation just to avoid a gap.
In plain language: Pension eligibility uses accumulated contribution years, rather than an uninterrupted sequence; a gap does not reset the total. The source describes monthly pension eligibility at retirement after 15 accumulated years. Employee health insurance can stop requiring contributions after retirement once its required contribution period is met; local periods differ. Call 12393 to ask the authority where you are insured. Qualifications such as buying a home, obtaining local household registration or earning local points may separately require continuous contributions.
Benefit described by the source: Basic pension contribution years accumulate despite gaps. The source describes continuing contributions until the required 15 years are reached if they are insufficient at statutory retirement age. When employment moves between pooling regions, pension relations transfer with the person and contribution years continue accumulating. Employee health insurance no longer requires contributions after retirement once the legally required period has been reached. Restarting resident health insurance after a gap can involve a waiting period during which treatment is not reimbursed; see this chapter's entry 9. These descriptions concern China.
Source author's evidence grade: A; this is not a site verification or professional approval.
Sources: Standing Committee of the National People's Congress (2010, amended 2018), Social Insurance Law, articles 16, 19 and 27: https://www.gov.cn/guoqing/2021-10/29/content_5647616.htm; General Office of the State Council (2024), guidance on a long-term mechanism for basic medical-insurance participation, document 38: https://www.gov.cn/zhengce/content/202408/content_6965741.htm.
Notes: The law describes the employee health-insurance retirement threshold as the nationally prescribed period, while local implementation varies and often differs by sex. Ask 12393 or the local health-insurance bureau. Continuous-contribution requirements for housing, household registration and points are local rules; check locally. Paying for a fictitious affiliation can lose money and create legal risks; the source advises against it. For transferring pension and health-insurance relations without withdrawing from insurance, see chapter 19, entry 19. The source also notes that the minimum pension contribution period begins increasing by six months each year from 2030, gradually reaching 20 years; see chapter 5, entry 46 for its discussion of self-funded employee pension contributions.